There are two types of Commercial insurance packages, 1) Business Owners’ Package (BOP), or 2) Commercial Package Policy (CPP). BOPs are great for small/medium sized businesses and can cover an array of coverages, including General Liability, Property Damage, and Business Interruption. A CPP is similar to a BOP and provides additional coverages for those who are more extensive than a small business.
Main takeaway – a BOP is already put together with standard coverages while a CPP can be built from the ground up.