Boaters Insurance

What is Boat or Watercraft Insurance?

Boat insurance helps protect your watercraft whether that be a motorboat, sailboat, or other personal watercrafts. Boat insurance may help cover your watercraft if it’s involved in an accident, stolen, or damaged by a covered peril. 

What can be included in boat or watercraft insurance?

Typical boat or water insurance policies might include the following coverages: 
  • Liability Coverage: If you cause an accident that damages another person’s property, liability coverage can help pay for expenses that incur as a result.
  • Boat Property Coverage: This can help protect a boat, or other watercraft, from certain risks. This could help repair your boat if it is damaged, or could even replace if it’s stolen. This can usually help protect a boat whether on the water, or on land.
  • Medical Payments Coverage: This coverage may be able to provide medical assistance if you or your passengers are injured after an accident on your boat.
  • Uninsured Watercraft Coverage: This may be able to provide coverage if your boat is in an accident with an uninsured boater. 
Additional coverages that can often be added to boat or watercraft insurance policies include: 
  • Boat Trailers
  • Boat Accessories (radar or geo-location instructions, etc.)
  • Special Equipment (fishing gear, etc.) 
  • Towing Coverage
The needs of different boat owners can vary, so contacting us to schedule your free, no-obligations, quote is the best way to find the specific policies and coverages you need. Please fill out the following form to get your quote started today!

What does our agency have to offer?

John R Carpenter Insurance Agency has been supplying reliable insurance solutions since 1954. We have established contracts with multiple carriers. This gives us the opportunity to shop your policies to ensure you are being provided the best options available.



Oklahoma City

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