What insurance is needed for a Church?
Insurance for churches can vary within the industry as to what specific policies are best. Listed below are some common coverages that a church might need.
- General Liability covers you and your church for claims involving bodily injuries and property damage resulting from your products, services or operations.
- Commercial Property helps to covers your company’s physical assets, such as your building.
- Commercial Auto is similar to a personal auto policy, only that it covers commercial vehicles used for church purposes.
- Worker’s Compensation could also be needed if you have employees.
- Directors and Officers helps protect the leaders of an organization from certain kinds of liability resulting from their roles within the organization, including but not limited to wrongful termination.
- Abuse and Molestation Liability helps cover legal fees and cost of defense regardless of allegations being true or false.
- Pastoral Counseling Liability helps to protect the pastor against lawsuits regarding personal counseling advice.
- An additional optional coverage to consider is Cyber Security.
Each situation and church is unique and a consultation with us is the best way to find the specific coverages your business needs. Consultations and quotes are always free, with no-obligations, so click “Get a Quote” below to get started with us today.