What insurance is needed for a Farm or Ranch?
Insurance for a Farm or Ranch can vary as to what specific policies are best for your business. We offer coverages for hobby/gentleman farms all the way up to commercial agricultural farms. Listed below are some common coverages that a Farm or Ranch might need.
- Farm Liability covers you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations.
- Farm Property helps to cover your physical assets, such as your building.
- Farm Auto is similar to your personal auto policy, only that it instead covers commercial vehicles used for business purposes.
- Equipment Insurance helps provide coverage for direct physical damages/losses to equipment.
- Worker’s Compensation could also be needed if you have employees.
- Umbrella policy is an additional liability policy that can help cover above your current limits.
- An additional optional coverage to consider is Cyber Security.
Each situation is different and unique to each Farm or Ranch, so a consultation with us is the best way to find the specific coverages your business needs. Consultations and quotes are always free, with no-obligations, so click “Get a Quote” below to get started with us today.