I’ve been in an accident, what do I do?
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Start by reporting your claim to your insurance carrier. They need to know:
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When the accident occurred.
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Where the accident occurred (be as specific as possible).
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How the accident happened.
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What kind of vehicle or vehicles were involved (including year, make, and model).
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A description of the damage on each vehicle.
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The names and contact information of the people involved in the accident.
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The extent of any injuries to people involved in the accident.
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The names and contact information of anyone who witnessed the accident.
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The name of the law enforcement agency that responded and police report number, if police were contacted.
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I have damage to my property, what do I do?
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Start by calling your insurance carrier. They need to know:
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When the incident occurred.
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A general description of what happened.
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The location of the damaged property and what was damaged.
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The condition of the home and if it is still livable.
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If temporary repairs are needed.
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If the fire or police department was contacted, which department responded and any report numbers.
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Your contact information and the best time to reach you.
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Do I need to protect my home from further damage?
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Yes, once it is safe to do so, it is your responsibility to protect your property from further damage.
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Arrange for reasonable temporary repairs such as boarding up broken windows, covering the roof, and removing debris.
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Keep a list of any temporary repairs you make to document the damage, and make sure to save your receipts.
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If possible, place damaged items in a secure area where they can be inspected. If you are unsure about an item, include it with the damaged property.
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If you have fire or smoke damage, do not try to clean the damaged items. Sometimes cleaning things without proper equipment can cause more damage.
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If you have any questions regarding claims, give us a call! We are more than happy to help.
