Liquor Liability Insurance

What is Liquor Liability Insurance?

Liquor liability insurance is a liability coverage for companies serving, selling, distributing, manufacturing or supplying alcohol. The companies producing, serving, or selling alcohol may be subject to dram shop laws which hold companies legally responsible for the acts of customers who, after consuming too many alcoholic drinks, cause harm to third parties. 

Since businesses like restaurants, bars, and breweries are more likely to face a suit related to overconsumption of alcohol, such claims are typically excluded from general liability coverage. Instead companies which sell and serve alcohol regularly will need to purchase an additional insurance policy specifically for liquor liability. 

Liquor liability insurance may be purchased as an independent policy or bundled with a general liability policy. Trying to figure out which policies your business needs can be confusing, so give us a call today or simply click “get a quote” and a representative will reach out to you shortly. 

What does our agency have to offer?

The John R Carpenter Insurance Agency has been supplying reliable insurance solutions since 1954. We have established contracts with multiple carriers. This gives us the opportunity to shop your policies to ensure you are being provided the best options available.



Oklahoma City